Take less than 10 minutes of your time to fill out our safe and secure DIY online mortgage application.



Once your application has been submitted, you will receive a confirmation email prompting you to confirm your online registration.



Once we have received your application, one of our licensed mortgage agents will contact you to confirm your details.



With access to over 50 lenders, we will do our best to find you the best possible rate and match you with a lender that meets your requirements.



Once we have received an Approval (usually within 48hrs of submission) we will contact you to review the details of the mortgage commitment.


Frequently Asked Questions

Q: What is Do Your Own Mortgage?

A: Do Your Own Mortgage is a self-service mortgage website that allows you to take control of your mortgage application and receive a Cash Rebate on all mortgage products. By doing your own mortgage, you will be able to track the progress of your application every step of the way through your private dashboard.

Q: How long will it take to complete my application?

A: The application will take approximately 10 minutes to complete on your computer, tablet or smart phone.

Q: Is my information secure?

A: Yes, protecting your privacy and safeguarding your financial information is extremely important to us. While most companies use a 128-bit encryption, we use 256-bit SSL encryption. Your information will only be shared with parties pertinent to your mortgage approval ie: Bank & Trust Companies, Insurers, Lawyers and Credit Bureau Agency’s

Q: Are there any fees for doing my mortgage with you?

A: In most cases no. Do Your Own Mortgage will not charge any broker fees for its services. In some cases where your credit score is below 650, some lenders may charge a premium or lender fee. Our goal and priority is to find you the best mortgage and give you a Cash Rebate based on the term and mortgage amount you selected.

Q: How is the Cash Rebate calculated?

A: The Cash Rebate is calculated based on your mortgage amount. We pay you a percentage that is based on the term you select and the size of your mortgage.

Q: When will I get my Cash Rebate?

A: Cash Rebate is payable on the 15th and 30th of the month that your mortgage has been funded.

Q: How do I check the status of my application?

A: During the application process, you were asked to register your email address. This email will provide you with access to your dashboard once you log in from our website.

Q: How do I get in touch with a DYOM agent?

A: Please feel free to email us at or give us a call at 647-931-DYOM (3966) or Toll Free at: 1-800-298-DYOM (3966)

Q: How is DYOM different from a bank?

A: What sets us apart from a traditional bank is that we have access to over 50 competing institutions, which include: Credit Unions, Trust Companies, Banks, Regional and Private Lenders. We use all of our resources to find you the best deal and top it off with a great Cash Rebate!